Easy Access Line of Credit
A flexible credit line of up to $5,000
This basic, revolving line of credit gives you extra purchasing power and cash when you need it.
It’s perfect for overdraft protection1 and comes with flexible payment options.
Everyday Cash Access
- Get quick access to the money you need
- Payment of principal and interest
- FREE Online and Mobile Banking
- FREE Bill Pay, Electronic Statements Mobile Deposit and more!
Account Features
- Revolving line of credit of $300 to $5,000
- Use as overdraft protection1 for your First PREMIER Checking
- Fixed interest rate2
- Unsecured credit line
- Tied to your First PREMIER Bank Checking account3
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More Loans & Credit Lines
Personal Loans
First PREMIER Bank makes all its lending decisions locally based on your personal needs, situation and credit score. Let our seasoned pros help you find the right loan to consolidate debt, buy a new or used car, remodel your home or pay for a large purchase or vacation.
Advance Access Credit Line
For individuals who desire ready access to extra cash, a credit line up to $100,000.
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Home Equity Credit Line
Establish a line of credit based on the equity in your home! A great way to make ongoing improvements or fund other large purchases.
Learn More
"First PREMIER Bank will help you through each stage of your life. It’s not unusual to help newlyweds purchase their first car, assist them in upgrading to a minivan and even refer them to one of our mortgage bankers as they outgrow their home. Seeing them return tells me I’ve done my job well and it makes me smile. "
- Breanna Beebe, Branch Manager
Disclosure
{1} When you overdraw your checking account, advances will be made in $300 increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online.
{2} The Annual Percentage Rate may vary.
{3} A First PREMIER checking account is required to open an Easy Access Line of Credit.